Skip Navigation
No Payments During Construction
 

Home

Building a new home or renovating an existing home?

Texas Construction Loan Banc's One Time Close Loan program option is an attractive home construction loan that actually does the work of two loans; once your home construction is complete, your loan becomes your permanent mortgage.
That means paying closing costs only once and qualifying only once. Lending off of the future appraised value is an option that could lower or eliminate your need for a down payment. Available for conforming loans & Jumbo Loan amounts.


Are you working with a builder?
Our One Time Close Construction loan finances the land, closing costs and cost to build.
Fixed and variable rate options
Lending off of the Future Appraised value of the home which can lower or eliminate your need for a down payment
Please call us to discuss your construction project


Owner Builder Program - Build your own home

We can lend up to 80% of the future appraised value
You must presently own a home in TX to qualify for this program - due to TX Homestead Act
Fixed rate One Time Close Loan
We can finance land, home, and closing costs
Please call for details

We have low to zero down programs!!!

We have One Time Close Construction Loans up to $1,500,000


Most lenders don't have Future Appraised Value financing, call us today


We have programs for home purchase with renovation and for existing home renovation and add-ons

Lot Loans also available

DFW Metroplex Special Jumbo One Time Close Construction Loan Pricing -

Call for details

Rates are subject to change without notice

San Antonio area - special pricing available -- please call for details

Most lenders require a 680 or higher credit score; we can go lower; Call us

Please call 1-866-918-5805

Member: National Association of Home Builders
Texas Association of Home Builders
Dallas Association of Home Builders

 
Quick Application

First
Last
Email
Phone
Loan Type
Credit
Monthly Expenses
Monthly Income
A representative will contact you soon.
 


BBB Online Member

Home Builers Association of Greater Dallas

Texas Association of Home Builders

Helpful Information